Rare opportunity: This home comes with an assumable VA loan, letting a qualified buyer step into a rate well below today's market. Set on 3.22 private, wooded acres in North Stafford, this 4-bedroom, 2.5-bath home blends peaceful homestead living with recent, meaningful upgrades: new HVAC and whole-house dehumidifier (2023), an upgraded electrical panel (2025), and a fully modernized well system with new pump, filtration, and water softener (2025). Much of the land was recently cleared, so the grounds are as low-maintenance as they are scenic. Inside, natural light fills every room. The kitchen features stainless steel appliances and a built-in wall oven, flowing into a warm living area perfect for quiet nights in or hosting guests. The primary suite offers a large walk-in closet and a spa-style bath with dual vanities, a soaking tub, and separate shower. Step through the kitchen's double doors to a spacious deck overlooking the property - ideal for morning coffee or evening entertaining. One fully fenced acre with two gates gives pets and kids room to roam safely, and a nearly-new chicken coop conveys for anyone ready to start collecting fresh eggs. The full walk-out basement is unfinished and ready for your vision - a rec room, guest suite, or extra living space, adding instant value. Oversized two-car garage and a wide driveway offer plenty of parking. A rare mix of privacy, recent updates, and a real financing advantage.