ASSUMABLE 2.75% FHA loan available. Tucked inside the amenity-rich community of Lake of the Woods, this inviting 3-bedroom, 2-bath home offers easy one-level living with updates already in place-perfect for first-time buyers. Ideally located between Fredericksburg, Charlottesville, and Northern Virginia, you'll enjoy both convenience and a relaxed lifestyle. With 1,638 square feet, the home features a practical split-bedroom layout that gives everyone their own space. Thoughtful improvements have been made throughout, including smart light switches, a smart thermostat, built-ins for extra storage, and a sliding barn door leading into the primary bath. The large walk-in closet adds everyday ease. The home feels warm and welcoming, with stylish finishes that are move-in ready-so you can settle in without the extra work. Out back, enjoy peaceful golf course views and added privacy thanks to an unbuildable buffer lot between you and the neighboring home. Additional features include a paved driveway and a side-entry 2-car garage, offering both convenience and curb appeal. All of this in a gated lake community known for its amenities, outdoor activities, on-site security, and sense of community. A great opportunity to own a comfortable, updated home in a sought-after location-ready for you to make it your own.