Beautifully Renovated Oxford Circle Gem - Move-In Ready with Incredible Buyer Incentives! 5844 Saul Street | 3 Bedrooms | 1 Bath | Finished Basement | 1-Car Garage. Welcome home to this stunning brick-front row home in the heart of desirable Oxford Circle-where modern comfort, smart upgrades, and unbeatable financing opportunities come together to create the perfect move-in-ready package. Step Inside & Fall in Love. A bright, contemporary interior greets you with newly refinished hardwood floors and a thoughtfully upgraded kitchen designed for today's lifestyle. Every detail has been considered to deliver style, functionality, and comfort from the moment you walk through the door. Comfortable Living on Every Level. Upstairs, three generously sized bedrooms feature plush new carpeting, served by a conveniently located full hall bath. Downstairs, the finished basement offers valuable bonus space-perfect for a family room, home office, gym, or entertainment area-complete with a newer heater and central air system for year-round comfort. Outdoor Living & Smart Upgrades. Enjoy your morning coffee on the private front patio, and take advantage of the fenced-in rear driveway leading to a one-car garage with automatic door opener-a true rarity in the city! The roof was newly installed in September 2023, offering peace of mind for years to come. An Incredible Financing Package You Won't Want to Miss. This home qualifies for CRA financing with just 3% down, NO PMI, and an interest rate lower than FHA-a rare opportunity in today's market! Plus, Key Bank is offering a $5,000 credit that can be paired with the Philly First Home $10,000 grant. The $5K credit can be applied toward closing costs, mortgage prepayment, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. An HWA Home Warranty is also included with the sale for added buyer confidence. Ideally positioned near public transportation, shopping, and everyday conveniences. Spend weekends exploring nearby Wissinoming Park, Frankford Stadium, and Max Myers Playground-all just minutes away. Modern updates, major upgrades, and incredible savings programs-this one truly has it all. Schedule your showing today before this opportunity is gone!