PROPERTY IS IN USDA ELIGIBLE AREA - 0% down. 78 Walnut presents an exceptional opportunity for homeowners and investors alike, offering both versatility and strong potential. This fully renovated property features a spacious layout, solid structure, and a true turnkey opportunity. The home includes two full bathrooms and a kitchen on each level, making it ideal for flexible living arrangements. It can be configured as a two-family residence with two bedrooms per unit, or enjoyed as a single-family home with up to FIVE bedrooms plus a dedicated office/den or recreation room, accommodating a variety of lifestyle needs. Heating is provided via forced air on one level and baseboard heating on the other, and window A/C units are utilized for cooling. Enjoy outdoor living with a sundeck, inviting porch, and a large backyard, perfect for hosting gatherings and entertaining. Inside, a full, unfinished basement and attic provide ample storage space and potential for future expansion. Conveniently located near local shops, schools, public transportation, and major roadways, 78 Walnut combines everyday accessibility with small-town charm. Whether you're seeking a primary residence, multi-generational living, or an income-producing investment, this property offers significant upside potential.