Massive Price Drop and Owner Financing at competitive rate with no credit/bank reviews! You won't find another home on the lake with these views...almost every room in this 3-level home! Just 30 miles south of DC with Express Lanes, VRE and Omni Bus commuter options only minutes away, it's the perfect balance of city life and Resort-style living. $300,000 in renovations just completed to make this the most exquisite home on the lake! With 4 bedrooms upstairs and possibility of two additional bedrooms on walk-out lower level with kitchenette, it's ideal for multi-generational living! 18 ft celiing in the jaw-dropping living room that features an elegant chandelier and nearly floor-to-ceiling windows showcasing lakefront views and your own private boat dock. The stunning two-story entry welcomes you with carrara-inspired tile and a jaw-dropping waterfall chandelier of gold and tear-drop crystals. Neutral oak hard wood floors run throughout the main level. Every space in the home is captivating! The kitchen features beautiful lake views, an expansive island with lots of storage and elegant Quartz Counters (owners willing to remove if you prefer the open space instead), Stainless Steel appliances and a cozy wood-burning fireplace. Also on the main level is a formal dining area and a spacious family room, both with more gorgeous lake views. From the Living/Dining space you can step through the French Doors to this new over-sized deck with some of the best views anywhere on Lake Montclair! One last surprise on the main level is the spacious half-bath with a dramatic tile accent wall. Head up stairs for more show stoppers, the first of which is the beautiful primary suite that has more lake views. Checkout the soaking tub in the picture window overlooking the lake...you can literally watch 4th of July firewoks from your Bubble Bath! A dual-sink vanity with lighted mirrors, and large walk-in shower complement this stunning primary bath. But perhaps the walk-in closet steals the show with its enormous size, custom shelving and...surprise...your VERY OWN WASHER/DRYER COMBO! Three more bedrooms and another stunning full bath remodel on the upper level. Wardrobes in two back bedrooms convey. But Wait...the lower level shall not be outdone! This level features a full living suite, with a kitchenette, renovated full bath, large rec room plus a FIFTH BEDROOM AND another bonus space that could be an office or den. Access to another enormous deck overlooking the lake is found on this level as well. A THIRD DECK is fully enclosed for storage of kayaks/canoes/SUPs and yard equipment. Separate laundry and storage complete this all-inclusive living space. HVAC & ROOF 2 YRS OLD! Award-winning Montclair amenities include the 109-acre stocked lake with 3 sandy beaches, boat ramp, boat storage, fishing piers, playgrounds/tot lots, ball fields, exercise stations, new dog park, 18-hole golf course with full-service Country Club, ...the list goes on! Pool memberships available too. Easy access to I-95 and nearby commuter lots/buses make it easy to commute to DC, the Pentagon, and beyond. Special financing is available through Project My Home to save you money on closing costs. Home is currently enrolled in a premium home warranty with the option to transfer to buyer at closing. Owner is offering financing with great terms, call agent for details!